Company,Description,Category,Website,Phone,Street,Unit,City,Postal Code,Free Report,Freeze Report
Accurate Background,Provides background screening services.,Employment Screening,https://www.accurate.com/my-background-check/,800-784-3911,200 Spectrum Center Drive,Suite 100,"Irvine, CA",92618,Yes,No
"ADP Screening & Selection Services, Inc.",Provides background screening services.,Employment Screening,https://www.adpselect.com/login/,888-606-7868 (Option 2),2950 East Harmony Road,Suite 130,"Fort Collins, CO",80528,Yes,No
Asurint,"Provides background screening services, including, pre- and post-hire searches and workforce monitoring.",Employment Screening,https://www.asurint.com/candidates,800-906-2034,P.O. Box 14730,,"Cleveland, OH",44114,Yes,No
backgroundchecks.com,"Provides background screening services and income and employment verification.
backgroundchecks.com is a HireRight company.",Employment Screening,https://www.backgroundchecks.com/disputes,866-265-6602,P.O. Box 353,,"Chapin, SC",29036,Yes,No
Blend Insights,"Provides consumer permissioned employment, income and bank asset verification information to lenders.",Employment Screening,https://blend.com/insights/,855-520-1012,415 Kearney Street,,"San Francisco, CA",94108,Yes,Yes
CCC Verify,"Provides employment and wage information to lenders, property managers, public assistance agencies, and others. CCC Verify is part of Experian. ",Employment Screening,https://www.cccverify.com/,855-901-3099,50 Nashua Road,,"Londonderry, NH",03053,Yes,No
Certiphi,Provides background screening services tailored to the healthcare industry.,Employment Screening,https://www.certiphi.com/fact-act/,800-260-1680,P.O. Box 541,,"Southampton, PA",18966,Yes,No
Checkr,Provides background screening and post-hire workforce monitoring services. ,Employment Screening,https://candidate.checkr.com/login#login,844-824-3257,One Montgomery Street,Suite 2400,"San Francisco, CA",94104,Yes,No
Cisive,Provides background screening services and post-hire monitoring services.,Employment Screening,https://www2.cisive.com/request-copy-my-report,855-881-0716,5000 Corporate Ct,Suite 203,"Holtsville, NY",11742,Yes,No
"DISA Global Solutions, Inc.",Provides background screening services.,Employment Screening,https://disa.com/contact/applicant-assistance,281-673-2400,10900 Corporate Centre Drive,Suite 250,"Houston, TX",77041,Yes,No
"EmpInfo, Inc.","Verifies and provides employment and income information to employers, lenders, rental housing managers and public assistance processors.",Employment Screening,https://www.empinfo.com/employee/,800-274-9694,5900 Silver Creek Valley Road,,"San Jose, CA",95138,Yes,No
Experian Verify,"Provides income and employment verification information to lenders, employment screeners, and social service agencies. ",Employment Screening,https://www.experian.com/employer-services/products/verification-fulfillment/experian-verify/consumer-support,866-312-8266,P.O. Box 1971,,"Woodstock, GA",30188,Yes,No
Fama Technologies,"Provides social media screening for employers, “powered by a team of FCRA-trained analysts who can identify wholly human patterns like parody, context, sarcasm, or innuendo so that nothing is misinterpreted or falsely attributed to an employment candidate.""",Employment Screening,https://fama.io/privacy-policy,888-748-3281,735 State Street,Suite 211,"Santa Barbara, CA",93101,Yes,No
First Advantage Corporation,Provides background screening and post-hire workforce monitoring services. ,Employment Screening,https://fadv.com/candidates/free-report/,,P.O. Box 105292,,"Atlanta, GA",30348-5292,Yes,Yes
Ferretly,Provides social media screening services by analyzing and surfacing behaviors from publicly sourced information including social media platforms and other online sources.,Employment Screening,https://www.ferretly.com/,,16 N. Washington Street,,"Easton, MD",21601,Yes,No
HireRight,Provides background screening and post-hire workforce monitoring services.,Employment Screening,https://support.hireright.com/north-america-568ca8b6/4-after-your-background-check-1ca64c7f/request-a-copy-of-my-background-report-or-testing-results-94237bd8,866-521-6995,14002 E. 21st Street,,"Tulsa, OK",74134,Yes,No
IntelliCorp,"Provides background screening services with a focus on pre-employment, healthcare and non-profit employment screening respectively. It also offers tenant screening. IntelliCorp is a subsidiary of Cisive.",Employment Screening,https://www.intellicorp.net/marketing/Applicant-Inquiries,888-946-8355 or 866-202-1436 for Spanish,3000 Auburn Drive,Suite 410,"Beachwood, OH",44122,Yes,No
OPENonline,"Provides background screening services.
OPENonline has been acquired by Universal Background Screening.",Employment Screening,https://services.openonline.com/Pages/Compliance/RequestInformation.aspx,877-263-8033 (Option 1),7127 South Riverside Pkwy,,"Tulsa, OK",74136,Yes,No
Pinwheel,"Collects consumer permissioned income and employment data for banks, lenders and credit unions. ",Employment Screening,https://www.pinwheelapi.com/fcra/consumer-request-form,,20 W 22nd Street,Suite 1101,"New York, NY",10010,Yes,No
Pre-employ.com,"Provides background screening services, including continuous monitoring of nationwide databases.",Employment Screening,https://www.pre-employ.com/consumer-resource-information/,855-940-3232 or 530-629-5296 (Option 3),P.O. Box 491570,,"Redding, CA",96049,Yes,No
Sterling,Provides background screening and post-hire workforce monitoring services. Sterling has been acquired by First Advantage.,Employment Screening,https://www.sterlingcheck.com/about-sterling/fact-act-disclosure/,888-889-5248,6150 Oak Tree Boulevard,Suite 490,"Independence, OH",44131,Yes,No
The Work Number,"Provides employment and income information. It includes data collected from employers and payroll processors. The Work Number provides this information to employers. It also provides this information to government agencies to determine an applicant’s eligibility for public assistance programs, and lenders reviewing applications for credit. Equifax Workforce Solutions, LLC (“EWS”), formerly known as TALX Corporation, operates The Work Number. EWS is a wholly owned subsidiary of Equifax.",Employment Screening,https://employees.theworknumber.com/employment-data-report,866-222-5880,3470 Rider Trail South,,"Earth City, MO",63045,Yes,Yes
Truework,"Collects data to verify employment and income. Truework is a Zethos, Inc. service.",Employment Screening,https://help.truework.com/hc/en-us/requests/new?ticket_form_id=4415487281175,833-878-3967,325 Pacific Avenue,,"San Francisco, CA",94111,Yes,No
Universal Background Screening,"Provides background screening services, social media screening, and employment and income verification.",Employment Screening,https://universalbackground.com/,877-263-8033 (Option 2),P.O. Box 5920,,"Scottsdale, AZ",85261,Yes,No
AmRent,"Provides tenant screening services, including employment and income verification, to property management companies and landlords.",Tenant Screening,https://www.amrent.com/consumer_assistance,888-898-6196,P.O. Box 530091,,"Atlanta, GA",30353,Yes,No
"AppFolio, Inc.",Provides tenant screening services to property management companies and landlords.,Tenant Screening,https://www.appfolio.com/consumer,866-359-3630,70 Castilian Drive,,"Goleta, CA",93117,Yes,No
Contemporary Information Corp. (CIC),Provides background screening services for landlords and residential real estate management companies.,Tenant Screening,https://www.cicreports.com/consumer-assistance/,888-316-4242,3700 Crestwood Pkwy,#300,"Duluth, GA",30096,Yes,No
Experian RentBureau,Provides rent payment history data to the multifamily housing industry through tenant screening companies. Experian also includes some positive rent data it receives from Experian RentBureau in its standard credit reports. Positive rent data refers to payments that are paid as agreed between tenants and landlords.,Tenant Screening,https://www.experian.com/rental-property-solutions/rentbureau,877-704-4519,P.O. Box 26,,"Allen, TX",75013,Yes,No
First Advantage Resident Solutions,"Provides tenant screening services for property managers, owners, and leasing agents.",Tenant Screening,https://fadv.com/industries/residential-tenant-background-checks/,800-845-6004,P.O. Box 105292,,"Atlanta, GA",30348-5292,Yes,Yes
"Real Page, Inc. (LeasingDesk)","Provides consumer data and resident screening services to rental property owners and managers.
Real Page has been acquired by Thoma Bravo LP.",Tenant Screening,https://www.realpage.com/support/consumer/,866-934-1124,2201 Lakeside Blvd.,,"Richardson, TX",75082,Yes,No
"RentGrow, Inc.","Provides resident screening services to property owners and managers. RentGrow is a wholly owned subsidiary of Yardi Systems, Inc.",Tenant Screening,https://www.rentgrow.com/learn-now/,800-898-1351,117 Huntington Avenue,Suite 1703 #74213,"Boston, MA",02115,Yes,No
SafeRent Solutions,Provides resident screening and an applicant resident risk score to property managers and landlords. SafeRent Solutions has been acquired by Park Hill Holdings. ,Tenant Screening,https://saferentsolutions.com/consumer-support/,888-333-2413,P.O. Box 3890,,"Coppell, TX",75019,Yes,Yes
"Screening Reports, Inc.","Provides background screening services to rental property managers and building owners in the multifamily housing industry. Screening Reports, Inc. is a division of BetterNOI.",Tenant Screening,https://screeningreports.com/en/contact-page/,954-526-6110,2900 Monarch Lakes Blvd,Suite 201,"Miramar, FL",33027,Yes,No
"TransUnion Rental Screening Solutions, Inc. (TransUnion SmartMove)","Provides tenant screening reports, estimated income insights, resident risk scores, and leasing recommendations for landlords.",Tenant Screening,https://www.mysmartmove.com/transunion-smartmove-frequently-asked-questions/tenant-frequently-asked-questions,800-230-9376 (Option 4),P.O. Box 800,,"Woodlyn, PA ",19094,Yes,No
"Certegy Payment Solutions, LLC","Provides check and ACH verification services for financial institutions and a variety of consumer facing industries including gambling, government, health, retail, transportation and more. Variant Equity Advisors, LLC owns Certegy. ",Deposit account & payments screening,https://www.askcertegy.com/FACT.jsp,800-237-3826,P.O. Box 908,,"Grand Junction, CO",81502,Yes,No
"Chex Systems, Inc.","Provides account verification services primarily for financial institutions. Collects and reports data on checking account applications, openings, and closures, including reasons for account closure. Provides deposit account information to lenders evaluating whether to offer credit to consumers with damaged, little or no credit history. Chex Systems is owned by the eFunds subsidiary of Fidelity National Information Services, Inc. (FNIS).",Deposit account & payments screening,http://www.chexsystems.com/,800-428-9623,P.O. Box 583399,,"Minneapolis, MN",55458,Yes,Yes
"CrossCheck, Inc.","Provides check verification and guarantee services primarily for automotive sales and repair, building supply, home improvement, retail, medical, dental, and veterinarian industries.",Deposit account & payments screening,https://consumerinquiry.cross-check.com/RequestForReport/submitrequest,800-843-0760,P.O. Box 6008,,"Petaluma, CA",94955-6008,Yes,No
"Early Warning Services, LLC","Assists financial institutions, check acceptance companies such as retail merchants, payment processors, and other financial entities in detecting and preventing fraud associated with bank accounts and payment transactions. Provides deposit account data to lenders evaluating whether to offer credit to consumers with little to no credit history. Early Warning is co-owned by Bank of America, Capital One, JPMorgan Chase, PNC Bank, Truist, U.S. Bank and Wells Fargo.",Deposit account & payments screening,http://www.earlywarning.com/consumer-information.html,800-745-1560,5801 N. Pima Road,,"Scottsdale, AZ",85250,Yes,No
Global Payments Check Services LLC,"Provides check screening and verification services for various consumer-facing industries, including retail, financial services, nonprofit and more.",Deposit account & payments screening,https://www.globalpayments.com/notices/facta,800-638-4600 (Ext. 410),P.O. Box 480357,,"Niles, IL ",60714-0357,Yes,No
"TeleCheck Services, Inc.","Assists retailers, financial institutions and other businesses in reducing fraud and other risks associated with accepting payments and opening accounts using check writing, and other checking account related information. Provides payments data to lenders for credit underwriting purposes. TeleCheck is a wholly-owned subsidiary of Fiserv Inc.",Deposit account & payments screening,https://getassistance.telecheck.com/consumer-file-report/,800-366-2425,P.O. Box 6806,,"Hagerstown, MD",21741-6806,Yes,No
A-Plus Property (by Verisk),"Collects and reports insurance claims and loss history associated with homes, auto or personal property. A-PLUS Property is a subsidiary of Verisk Analytics, Inc.",Personal property insurance,https://fcra.verisk.com/#/,800-627-3487,P.O. Box 5404,,"Mt. Laurel, NJ",08054,Yes,No
Arity,"Collects and reports driving behavior data and score using telematics technology collected through mobile devices (such as mobile phones), and in-vehicle solutions. Driving behaviors reported include total number of trips, miles traveled start dates and times; acceleration and speeding occurrences; whether and how many miles driving on a weekday or weekend; number of night driving miles; phone usage; and braking occurrences. Arity is owned by Allstate Corporation.",Personal property insurance,https://arityservices.consumerprivacyinfo.com/,800-654-1412,P.O. Box 227328,,"Dallas, TX",75222-7238,Yes,No
Connected Analytic Services (CAS),"Collects and reports driving behavior data using telematics technology collected through mobile devices, or other processes to insurance companies. Driving behaviors reported may include braking and acceleration patterns, vehicle speed, time of drive and distance traveled. CAS is an affiliate of Toyota.",Personal property insurance,https://connectedanalyticservices.com/,,7600 Windrose Avenue,Suite G-240,"Plano, TX",75024,Yes,No
Drivers History,"Provides reports to insurance clients that underwrite policies and investigate insurance claims. These reports contain information and data collected from open public sources and government agencies regarding driving violations issued to specific individuals. Clients that are employers or potential employers also use these reports to evaluate whether someone qualifies, or remains qualified, for a particular job. Drivers History is a subsidiary of TransUnion.",Personal property insurance,https://www.drivershistory.com/support/fcra-disclosure-statement,855-694-1555,P.O. Box 600,,"Woodlyn, PA ",19094,Yes,No
"Insurance Information Exchange (iiX, also known as Transportation Employment Screening)","Collects and reports motor vehicle records, including traffic violation data to insurance providers and employers. The company also provides employment (Department of Transportation-compliant) and education verification services, government sanctions searches  (OFAC, Medicare/Medicaid sanctions), and criminal background checks. Insurance Information Exchange is a subsidiary of Verisk Analytics, Inc. ",Personal property insurance,https://www.verisk.com/resources/transportation-employment-screening-reports-on-consumers-adverse-action/,800-683-8553,1574 Crescent Pointe Pkwy,,"College Station, TX",77845,Yes,No
LexisNexis C.L.U.E. & Telematics OnDemand,LexisNexis C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims information exchange. It collects and reports up to seven years of auto and personal property claims to help inform pricing and underwriting decisions for the insurance industry. LexisNexis also collects and reports driving behavior (“Telematics OnDemand”) data for auto insurance pricing. LexisNexis C.L.U.E. Inc. and Telematics OnDemand are affiliated with LexisNexis Risk Solutions.,Personal property insurance,https://consumer.risk.lexisnexis.com/,866-897-8126,P.O. Box 105108,,"Atlanta, GA",30348-5108,Yes,Yes
"MIB, Inc.","Collects information about medical conditions and hazardous avocations. It reports this information to life and health insurance companies with your authorization to assess risk and eligibility during the underwriting of individual (rather than as a member of a group) life, health, disability income, critical illness, and long-term care insurance policies. 
MIB, Inc. is a subsidiary of MIB Group, Inc.",Medical,https://www.mib.com/request_your_record.html,866-692-6901,50 Braintree Hill Park,Suite 400,"Braintree, MA",02184-8734,Yes,No
Milliman IntelliScript,"Collects prescription drug purchase history for quantifying the relative mortality risk of life insurance applicants and provides risk scores for underwriting decisions. IntelliScript is part of Milliman, Inc.",Medical,https://www.rxhistories.com/for-consumers/,877-211-4816,P.O. Box 2223,,"Brookfield, WI",53008,Yes,No
Clarity Services,"Collects and provides information on payday loans, installment loans, auto loans (and leasing), check cashing services, rent-to-own transactions, telecommunication account openings, and financial services with an emphasis on the lowerincome and subprime consumer market segments. Clarity Services is owned by Experian.",Low-income & subprime,ClarityServices.com,866-390-3118,P.O. Box 16,,"Allen, TX",75013,Yes,Yes
"DataX, Ltd.","Collects and provides consumer payment history on payday and installment loans, subprime credit cards and other specialty loans. DataX is wholly owned by Equifax.",Low-income & subprime,DataX.com,800-295-4790,P.O. Box 740125,,"Atlanta, GA",30374,Yes,Yes
FactorTrust,"Collects loan performance information on nonprime consumers to provide predictive credit data, analytics and risk scoring solutions to shortterm lenders, installment lenders, nonprime auto lenders (and leasing companies) and other subprime credit providers. FactorTrust is owned by TransUnion.",Low-income & subprime,factortrust.com,844-773-3321,P.O. Box 390,,"Woodlyn, PA ",19094,Yes,Yes
MicroBilt,"Collects recurring bill repayment data, such as monthly billing data from rent, utility, phone plans, car insurance, and streaming media subscriptions to generate consumer credit reports and risk scores for businesses that offer short term, rent-to-own, auto, retail and consumer finance lending.",Low-income & subprime,microbilt.com,888-222-7621,P.O. Box 440693,,"Kennesaw, GA",30160,Yes,Yes
Teletrack,"Collects consumer information about, and provides data to, payday lenders, rent-to-own businesses, furniture stores that offer financing, auto finance and leasing companies, high risk consumer finance businesses, subprime home lending businesses, subprime credit card issuers, banks, credit unions, cable/telecom companies and debt buyers/collectors.",Low-income & subprime,consumers.teletrack.com,877-309-5226,P.O. Box 740008,,"Atlanta, GA",30374,Yes,Yes
Innovis,Provides credit and identity verification data. Innovis is a subsidiary of CBC Companies. Inc.,Supplementary reports,https://www.innovis.com/personal/creditReport,800-540-2505,P.O. Box 530088,,"Atlanta, GA",30353-0088,Yes,Yes
LexisNexis Risk Solutions,"Provides information to financial institutions, insurance carriers, healthcare providers and government agencies from public records and multiple proprietary data sources. Information provided includes real estate transaction and ownership data, lien, judgment, and bankruptcy records, professional license information, and historical addresses on file.",Supplementary reports,https://consumer.risk.lexisnexis.com/consumer,866-897-8126,P.O. Box 105108,,"Atlanta, GA",30348-5108,Yes,Yes
"SageStream, LLC","Collects information from, and provides supplementary consumer reports to, auto lenders, credit card issuers, retailers, utilities and mobile phone service providers among other service providers.
LexisNexis Risk Solutions owns SageStream. ",Supplementary reports,https://www.sagestreamllc.com/,866-897-8126,P.O. Box 105108,,"Atlanta, GA",30348-5109,Yes,Yes
National Consumer Telecom & Utilities Exchange (NCTUE),"This consortium of member companies collects and shares information on new telecom and utility connect requests, paid-as-agreed and past-due account and payment histories including delinquencies and charge-offs, associated with telecommunications, pay TV, and utility (electric, gas, water) services. Equifax Information Services is the contracted servicer that manages the NCTUE database on its members’ behalf. Equifax is not a member of the NCTUE. ",Telecom & utilities,https://www.nctue.com/consumers,866-349-5185,P.O. Box 105161,,"Atlanta, GA",30348,Yes,Yes
The Retail Equation,"Monitors and reports to merchants retail product return and suspected exchange fraud and abuse. The Retail Equation is owned by Appriss, Inc.",Retail,https://www.theretailequation.com/,800-652-2331,P.O. Box 51373,,"Irvine, CA",92619-1373,Yes,No
"Central Credit, LLC","Provides consumer credit information to a network of gaming establishments when casino operators extend lines of credit. Central Credit LLC is a subsidiary of Everi Payments, Inc. ",Gambling & sports betting,https://www.everi.com/fintech/casino/central-credit/,800-566-2087,7250 S Tenaya Way,Suite 100,"Las Vegas, NV",89113,Yes,No
"NCC (National Cred-A-Chek, Inc.)",Provides consumer data to help gaming establishments manage credit and fraud risks. NCC is owned by NRT Technology Corp.,Gambling & sports betting,https://www.nccreports.com/index.php?request,800-421-2168,3770 4th Ave,,"San Diego, CA",92103,Yes,No
VIP Preferred,"Provides consumer data to casinos (in-person and online), online sports betting (sportsbooks and fantasy sports), and other gaming establishments such as racetracks, to assess the risk associated with check-cashing settlement, ACH acceptance and similar fund transfer and cash advance services for consumers. VIP Preferred is a Pavilion Payments solution. Parthenon Capital own Pavilion Payments.",Gambling & sports betting,https://www.vippreferred.com/facta-report,800-500-1973,P.O. Box 480357,,"Niles, IL ",60714-0357,Yes,No
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"Important Note: This list is current as of January 2025. It includes entities that have identified themselves as “consumer reporting agencies” (as that term is defined in the Fair Credit Reporting Act) or have indicated they provide consumers access to information they have collected about them. The list is intended for the personal use of consumers. It incorporates information from the companies’ own self-descriptions that has not been independently verified by the Bureau. This list is not intended to be all-inclusive and does not cover every company in the industry. Nor does it reflect determinations as to whether any particular entity is subject to the Fair Credit Reporting Act, or the Bureau’s supervisory or enforcement authority. To provide your suggested corrections or additions to the list, contact the Bureau at CFPB_CCPD2@cfpb.gov and include “Consumer Reporting Company List” in the subject line.",,,,,,,,,,
"For important tips on how to best use this information, access the PDF at https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/.",,,,,,,,,,