month,date,tightness_index,unadjusted_credit_tightness_index
60,2005-01,86.01002000000001,84.16753000000001
61,2005-02,86.55236000000001,84.99599000000001
62,2005-03,88.66089000000001,87.89751000000001
63,2005-04,87.62342000000001,87.13174000000001
64,2005-05,85.54303,85.73405000000001
65,2005-06,84.2107,84.9649
66,2005-07,85.2989,87.08631000000001
67,2005-08,87.25891,88.98138
68,2005-09,89.19747000000001,89.41836000000001
69,2005-10,92.25128000000001,92.86714000000001
70,2005-11,93.16529000000001,93.24872000000001
71,2005-12,94.17053000000001,93.47613000000001
72,2006-01,93.73613,91.64806
73,2006-02,94.94697000000001,93.25391
74,2006-03,94.98116,93.98376
75,2006-04,94.65733,94.07611000000001
76,2006-05,94.55172,94.90218
77,2006-06,93.43265000000001,94.43771000000001
78,2006-07,93.57322000000001,95.53381
79,2006-08,93.3057,95.21215000000001
80,2006-09,94.12619000000001,94.25715000000001
81,2006-10,94.4624,94.96132000000001
82,2006-11,94.62981000000001,94.65759000000001
83,2006-12,95.83766000000001,95.23294000000001
84,2007-01,98.16833000000001,96.00998000000001
85,2007-02,98.83492000000001,97.13185000000001
86,2007-03,98.15739000000001,96.79213000000001
87,2007-04,97.82824000000001,97.30367000000001
88,2007-05,98.70996000000001,99.37248000000001
89,2007-06,100.99717,102.35696
90,2007-07,102.36395,104.39811
91,2007-08,101.89598,103.89511
92,2007-09,103.01015,102.99103
93,2007-10,101.60819,101.75868
94,2007-11,100.62298,100.56397
95,2007-12,100.30091,99.91028000000001
96,2008-01,95.94032000000001,93.94655
97,2008-02,100.61796,99.10032000000001
98,2008-03,102.67288,101.03007
99,2008-04,104.24054,103.92209
100,2008-05,104.81851,105.74073
101,2008-06,106.00009,107.59365
102,2008-07,106.05143,107.99516
103,2008-08,107.86921,109.71287
104,2008-09,105.11841,104.73878
105,2008-10,110.52863,110.24177
106,2008-11,104.51631,104.40015
107,2008-12,89.60043,89.57148000000001
108,2009-01,91.39215,89.67212000000001
109,2009-02,98.28968,96.95983000000001
110,2009-03,94.95264,93.51327000000001
111,2009-04,94.55357000000001,94.75558000000001
112,2009-05,98.34180000000001,99.28147000000001
113,2009-06,102.91606,104.33927
114,2009-07,100.68032,102.14107
115,2009-08,100.61407,102.09348
116,2009-09,99.93302000000001,99.25288
117,2009-10,100.0219,99.37377000000001
118,2009-11,98.81613,98.8272
119,2009-12,101.53046,101.80199
120,2010-01,101.7689,100
121,2010-02,99.74225000000001,98.63381000000001
122,2010-03,99.29533000000001,98.10799000000002
123,2010-04,100.28439,100.91465
124,2010-05,98.24739000000001,98.9907
125,2010-06,94.68351000000001,95.74746
126,2010-07,90.51598000000001,91.50473000000001
127,2010-08,90.36545000000001,91.5193
128,2010-09,93.84865000000001,93.03778000000001
129,2010-10,95.22458,94.49464
130,2010-11,98.90880000000001,99.00550000000001
131,2010-12,101.80493,102.36767
132,2011-01,101.52775,99.89980000000001
133,2011-02,102.4316,101.30581
134,2011-03,101.54854,100.71827
135,2011-04,100.94667,101.90716
136,2011-05,98.80771000000001,99.2625
137,2011-06,98.05153000000001,98.8015
138,2011-07,98.77803,99.47909000000001
139,2011-08,91.03248000000001,92.13934
140,2011-09,92.90593000000001,92.23726000000001
141,2011-10,95.45228,94.75678000000001
142,2011-11,94.85251000000001,95.17019000000001
143,2011-12,92.79291000000001,93.45692000000001
144,2012-01,92.06997000000001,90.63408000000001
145,2012-02,92.06147000000001,90.93569000000001
146,2012-03,93.11490000000001,92.55802000000001
147,2012-04,92.27822,93.01547000000001
148,2012-05,90.46418000000001,90.53504000000001
149,2012-06,89.32319000000001,89.85071000000001
150,2012-07,88.99032000000001,89.58038000000001
151,2012-08,90.42813000000001,91.57819000000001
152,2012-09,90.65526000000001,90.28524
153,2012-10,88.94242000000001,88.54022000000001
154,2012-11,88.40135000000001,88.90134
155,2012-12,88.33504000000001,88.98376
156,2013-01,90.65201,89.18798000000001
157,2013-02,92.40268,90.9333
158,2013-03,93.08517000000001,92.63192000000001
159,2013-04,91.69566,92.10845
160,2013-05,96.06152,95.98254000000001
161,2013-06,99.49158000000001,99.99643
162,2013-07,100.81039,101.34745
163,2013-08,102.29547,103.72099
164,2013-09,102.9849,103.04649
165,2013-10,103.00491,102.80709
166,2013-11,102.31577,103.18292
167,2013-12,103.18521,103.9504
168,2014-01,102.42844,100.70582
169,2014-02,101.66961,99.78053000000001
170,2014-03,101.7325,101.12028
171,2014-04,101.13551,101.01529
172,2014-05,100.72284,100.69338
173,2014-06,100.74572,101.35428
174,2014-07,101.06908,101.50904
175,2014-08,101.50768,102.79998
176,2014-09,102.50995,102.93879
177,2014-10,98.75640000000001,98.87239000000001
178,2014-11,98.81700000000001,99.79547000000001
179,2014-12,97.02570000000001,97.87443
180,2015-01,90.79198000000001,89.33098000000001
181,2015-02,94.88999000000001,93.00841000000001
182,2015-03,95.76944,95.03193
183,2015-04,95.88679,95.38306000000001
184,2015-05,98.20233,98.38127000000001
185,2015-06,99.24479000000001,99.81709000000001
186,2015-07,99.95567000000001,100.07661
187,2015-08,98.46681000000001,99.39833
188,2015-09,98.75460000000001,99.40678000000001
189,2015-10,98.84428000000001,99.16566
190,2015-11,98.20771000000001,99.39233
191,2015-12,97.81347000000001,98.89793
192,2016-01,97.01920000000001,95.57697
193,2016-02,94.49349000000001,92.75699
194,2016-03,96.46610000000001,95.5455
195,2016-04,95.24619000000001,94.50712000000001
196,2016-05,94.91103000000001,95.22691
197,2016-06,93.25896,93.69908000000001
198,2016-07,91.96144000000001,91.85170000000001
199,2016-08,92.72031000000001,93.14563000000001
200,2016-09,93.79017,94.47087000000001
201,2016-10,94.18985000000001,94.72789
202,2016-11,95.74567,97.02293
203,2016-12,97.75622000000001,98.98546
204,2017-01,98.20242,96.83692000000001
205,2017-02,97.55229000000001,96.12974000000001
206,2017-03,97.75272000000001,96.68969000000001
207,2017-04,97.79161000000001,96.98318
208,2017-05,97.41897,97.85454000000001
209,2017-06,96.64039000000001,96.94090000000001
210,2017-07,95.78098000000001,95.33358000000001
211,2017-08,94.70729000000001,94.87418000000001
212,2017-09,94.93229000000001,95.75966000000001
213,2017-10,95.32312,96.03791000000001
214,2017-11,95.25281000000001,96.40333000000001
215,2017-12,94.83926000000001,95.96780000000001
216,2018-01,95.71236,94.33579
217,2018-02,95.87059000000001,94.93566000000001
218,2018-03,95.82326,94.67853000000001
219,2018-04,95.76933000000001,95.19727
220,2018-05,96.12386000000001,96.65805
221,2018-06,96.87803000000001,97.14324000000001
222,2018-07,97.62383000000001,96.94425000000001
223,2018-08,98.32712000000001,98.2848
224,2018-09,97.49665,98.45668000000001
225,2018-10,97.16102000000001,98.06787000000001
226,2018-11,96.98101000000001,97.80800000000001
227,2018-12,95.01912,95.81223000000001
228,2019-01,93.06276000000001,91.62154000000001
229,2019-02,92.36380000000001,91.84504000000001
230,2019-03,90.75739,89.70287
231,2019-04,89.75566000000001,89.58406000000001
232,2019-05,88.61747000000001,89.20362
233,2019-06,85.80977,86.07665
234,2019-07,87.80678,87.01638000000001
235,2019-08,84.09066000000001,84.07207000000001
236,2019-09,87.28452,88.24668000000001
237,2019-10,86.83099000000001,87.75951000000001
238,2019-11,86.94865,87.32377000000001
239,2019-12,87.39763000000001,87.63363000000001
240,2020-01,86.86254000000001,85.28519
241,2020-02,84.26763000000001,84.01790000000001
242,2020-03,82.18836,81.3896
243,2020-04,81.22692000000001,81.44864000000001
244,2020-05,82.28455000000001,82.9616
245,2020-06,82.81904,83.14046
246,2020-07,82.62879000000001,81.87528
247,2020-08,84.06370000000001,84.02167
248,2020-09,82.69523000000001,83.67304
249,2020-10,81.94575,82.89555
250,2020-11,79.91203,79.94687
251,2020-12,78.73663000000001,78.50283
252,2021-01,81.06004,79.42027
253,2021-02,83.73188,83.52528000000001
254,2021-03,87.68463000000001,87.07701
255,2021-04,86.54735000000001,87.13919000000001
256,2021-05,86.37746000000001,87.18721000000001
257,2021-06,85.51216000000001,85.88453000000001
258,2021-07,84.55109,83.80776
259,2021-08,84.20483,84.20373000000001
260,2021-09,84.99273000000001,86.06283000000001
261,2021-10,87.42783,88.51586
262,2021-11,89.72157000000001,89.45192
263,2021-12,91.46602000000001,90.77848
264,2022-01,95.745,93.59060000000001
265,2022-02,97.12944,96.84828
266,2022-03,99.91818000000001,99.53202
267,2022-04,101.11658,102.1884
268,2022-05,100.98749,102.02049
269,2022-06,101.7561,102.17588
270,2022-07,100.84209,100.08092
271,2022-08,102.75184,102.68961
272,2022-09,103.80806,105.08382
273,2022-10,103.13956,104.50712
274,2022-11,102.14793,101.69362
275,2022-12,100.96462,99.89588000000001
276,2023-01,100.23202,97.91676000000001
277,2023-02,99.96998000000001,99.54990000000001
278,2023-03,98.75629000000001,98.61385000000001
279,2023-04,97.12330000000001,98.36674000000001
280,2023-05,97.65701000000001,98.61232000000001
281,2023-06,97.65901000000001,97.99945000000001
282,2023-07,99.58521,98.93638000000001
283,2023-08,98.41567000000001,98.35427000000001
284,2023-09,97.54577,98.73582
285,2023-10,96.30454,97.67753
286,2023-11,96.18315000000001,95.72348000000001
287,2023-12,95.16113000000001,93.96680000000001
288,2024-01,93.56754000000001,91.37503000000001
289,2024-02,92.08916000000001,91.63761000000001
290,2024-03,92.11707000000001,92.11538
291,2024-04,91.70811,92.9607
292,2024-05,90.75083000000001,91.59638000000001
293,2024-06,90.85294,91.11656000000001
294,2024-07,92.25938000000001,91.71332000000001
295,2024-08,92.03544000000001,91.95876000000001
296,2024-09,91.46219000000001,92.60302
297,2024-10,98.0913,99.52082000000001